ClearCash isn't a product built for accountants by people who have never filed a return. It's the system our own firm runs on — every feature was written because a real client needed it that week.
A small UK practice ends up paying for five or six systems that don't talk to each other: a practice manager for deadlines, a tax package for filings, an AML provider for onboarding, an e-signature tool for engagement letters, and something else again to actually get paid. Each one is reasonable on its own. Together they cost more than the software should, and every gap between them is a place where work gets lost.
The pricing makes it worse. Practice management is usually sold per user, so bringing on a junior costs you again. Company secretarial work and tax filing are sold as modules on top. The result is a bill that grows faster than the practice does.
ClearCash is the attempt to collapse that into one system — priced on how many clients you look after, with the filings included rather than bolted on.
ClearCash is built and owned by Cadogan Advisory Ltd, a London accounting practice. That practice is also the first user of everything in it. The filing engine went live by filing a real client's self assessment return with HMRC, not a test one. The AML flow runs on real onboarding. The billing runs the practice's own fees.
This matters for a boring reason: nothing ships until it has survived contact with a real deadline. A feature that would embarrass us in front of our own client doesn't reach yours.
ClearCash is in early access with a small number of UK practices. Self assessment and corporation tax returns file over a live HMRC channel; real returns have been submitted and accepted. Companies House filing and payroll real-time information are completing their test suites, and Making Tax Digital for income tax is next.
We're honest about that stage because you're being asked to run a practice on it. If a firm needs something that isn't ready, we'd rather say so than find out together in January.
We're opening ten founding places. Those firms get the platform free until their first live filing goes through, then half of list price for as long as they stay — plus direct access to the person building it and real influence over what comes next.
If your practice is somewhere between two and twenty people and you're tired of paying five subscriptions to do one job, we should talk.